Your Offer to Purchase has been signed and accepted… now what?
👉 The next step is submitting your application to the bank.
📌 The signed Offer to Purchase is sent to the banks so you can apply for a home loan.
🏦 The bank will now:
✔️ Assess your income
✔️ Check your credit record
✔️ Confirm your affordability
💡 This is where the FINAL decision is made.
🚨 Important:
Pre-qualification does NOT guarantee approval.
👉 The sale will ONLY proceed if your home loan is approved.
❌ No approval = No deal
✅ Approval = Process continues
